December 23, 2013 by Carsen
Target shoppers were recently told that there was a payment card information security breach involving as many as 40 million shoppers. This could affect shoppers to Target who made credit or debit card purchases in their U.S. stores from Nov. 27 to Dec. 15, 2013 (read Target’s statement here). Here we share some potential threats and security best practices.
Some potential security threats for victims:
- Stolen credit card information
- Identity theft
- Unauthorized charges
- Unauthorized debit withdrawals
- Stolen personally identifiable information
- Compromised PIN
Security Awareness: What should you do if you fall into one of the potential victims?
1. Cancel the card. Call the card company and find out if there were any transactions that need to be disputed. (Even if your card wasn’t compromised, why take the chance?)
2. Dispute any charges that were not authorized.
3. Get a new card issued with a new number.
4. Change your PIN - Do not use the same PIN you had for your previous card.
5. Change your verification information: your secret questions and answers.
6. If you use the same PIN or secret questions for other cards, change those as well. As a best practice you should never use the same PIN or security questions for multiple cards/accounts.
For more information on how to protect your personally identifiable information, check out our PII training course here. If you are required to follow PCI (Payment Card Information) compliance, check out our employee PCI training course here.